Young people in the UK: can you afford to put money into a pension scheme?

1 month ago 59

With 150,000 people in the UK now having student loan debts of more than £100,000, tenants spending 36.3% of their income on rent and the cost-of-living crisis still having an impact – young workers are having to make sacrifices from cutting holidays or not paying into a pension scheme.

If you’re under 30, we’d like to hear about your pension scheme arrangements. If you don’t pay into a pension scheme, we want to know why. How much do tax and student loan repayments affect your ability to pay into a pension? How about rent and the cost of living? How do you view retirement? Do you have any concerns?

Share your experience

If you are under 30, based in the UK, tell us about whether you can afford a pension scheme, or not, in the form below.

Your responses, which can be anonymous, are secure as the form is encrypted and only the Guardian has access to your contributions. We will only use the data you provide us for the purpose of the feature and we will delete any personal data when we no longer require it for this purpose. For alternative ways to get in touch securely please see our

tips guide.

Tell us a bit about yourself (e.g. age, background, what you do)

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As young person in the UK, tell us about whether you can afford to pay into a pension? If you can't tell us why

Please include as much detail as possible.

Do you have concerns about the future?

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